Principal Product Manager - Compliance / AML / Risk Platform

Responsibilities

🔹 Compliance & AML Platform

Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems

Design and optimize risk scoring frameworks across onboarding and transaction lifecycle

Partner with Compliance to translate BSP / AMLC regulations into scalable product features

🔹 KYC & Onboarding

Build and improve KYC/KYB onboarding flows (individual & business)

Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering

Balance conversion vs compliance (reduce friction without increasing risk)

🔹 Anti-Fraud & Risk Control

Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)

Collaborate with data teams to develop rules engines, alerting systems, and case management tools

Improve real-time monitoring capabilities for transactions and user behavior

🔹 Risk Platform & Tooling

Build internal tools for:

Case management

Investigation workflows

Audit trails and reporting

Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

🔹 Cross-functional Leadership

Work closely with:

Compliance / MLRO

Risk & Fraud Ops

Data Science / Analytics

Engineering

Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

5+ years of Product Management experience, preferably in fintech, payments, or crypto

Strong understanding of:

AML / CFT frameworks

KYC / KYB processes

Transaction monitoring

Experience building or managing:

Risk engines / fraud systems / compliance platforms

Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments

Ability to translate regulatory requirements into scalable product solutions

Nice to have

Experience in crypto / blockchain / exchange platforms

Knowledge of:

Fraud typologies (scams, mule accounts, phishing, etc.)

Sanctions screening & travel rule

Experience with tools/vendors like:

Chainalysis / TRM / Elliptic

Onfido / Sumsub / Jumio

Background in compliance, risk, or data analytics